About us - Moneysmart.gov.au (2024)

FAQs

What is the smart money program in Australia? ›

SmartMoney delivers industry-leading financial strategies that help you maximise the use of your money, minimise tax payments and put more cash in your pocket.

MoneySmart helps you compare all the very best personal finance products on the market, while also helping you apply for them quickly and securely. Our content is clear, casual and breaks down all the complex stuff so you don't have to.

MoneySmart Financial Pte Ltd (“MoneySmart Financial”/“MSF”) (UEN: 201632110Z) wholly owned by Catapult Ventures Pte Ltd., provides an avenue for purchasing insurance policies, receiving financial advice, and accessing the insurance app, Bubblegum, an insurance mobile application.

The Moneysmart website is run by the Australian Securities and Investments Commission (ASIC). Please refer to ASIC's privacy policy for information about: how ASIC handles personal information.

The Smart Money Concept (SMC) is a trading strategy focused on understanding and leveraging the market movements initiated by institutional investors, such as banks and hedge funds. It posits that by identifying the trading behaviours of these major players, retail traders can make more informed decisions.

Smart money refers to investors who have a thorough understanding of the markets, often with access to comprehensive data, advanced analytical tools, and a wealth of experience. These investors are usually institutional professionals from hedge funds, pension funds, or investment banks.

Moneysmart offers guidance for all Australians, whatever your situation, wherever you find yourself in life. Our simple tools, tips and calculators help people of all ages, backgrounds and incomes to be in control of their financial lives.

Smart money is cash invested or wagered by those considered experienced, well informed, “in the know,” or all three. There is little empirical evidence to support the notion that smart-money investments perform better than non-smart-money investments; however, such influxes of cash influence many speculation methods.

A credit is a more flexible form of finance that allows you to access the amount of money loaned, according to your needs at any given time. The credit sets a maximum limit of money, which the customer can use in part or in full. The customer may use all the money provided, part of it or none at all.

MoneySmart hits operational profitability, grows revenue by 37%

What is a MoneySmart statement of advice? ›

A document that sets out the advice given to a consumer by their licensed financial planner or adviser. It must include the basis on which the advice is given, details of the providing entity, and information on any payments or benefits the adviser or licensee will receive.

Smart money is the funds that are under the control of institutional investors, central banks, fund, market mavens, and other financial individuals and entities. The term smart money was basically a wagering term which was referring to the bets placed by the gamblers with a history of success.

Continued Revenue Growth and Robust Financial Performance

During this period, MoneySmart Group experienced record-breaking months of revenue growth, which culminated in revenues of SGD24 million. This strong first-half growth was bolstered by a 53% growth in margins, resulting in increased profitability.

Term deposits let you invest for a set amount of time and get a fixed interest rate. They can be useful when saving for bigger items like a car or investing when you want to be certain about the interest you'll earn. If you want to save but might need quick access to your money, a savings account could be better.

You can get your super when you retire and reach your 'preservation age'. This is between 55 and 60, depending on when you were born. Or when you reach age 65, even if you are still working. There are special circ*mstances where you can access your super early.

The FDIC Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. First released in 2001 and regularly updated since then, Money Smart has a long track record of success.

Smart Money Capital operates as a licensed consumer lender and also provides loan referral services. Being transparent, and working diligently on your behalf is our mission.

Smart money is the cash that is invested with investing professionals who are better informed or more experienced or both. It is perceived that this money is invested in the right investment vehicle at the right time and will generate the highest returns.

She estimates that Australia will enter into a cashless society by 2030, slightly later than Commonwealth Bank's prediction of 2026, and argues for government regulation of digital payment services to help navigate the transition.