What Factors Can Negatively Affect Credit Scores?

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650 Credit Score: Is It Good or Bad? - NerdWallet Why Credit Scores May Drop After Paying Off Debt | Equifax Understanding debt & credit scores What Affects Your Credit Scores? – Experian - Experian

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Frequently Asked Questions
What are the Most Common Factors that can Negatively Impact Credit Scores?

Hello, how can we help?

Here are some common factors that may negatively impact credit scores:

Late or missed payments
Collection accounts
Account balances are too high
The balance you have on revolving accounts, such as credit cards, is too close to the credit limit
Your credit history is too short
You have too many accounts with balances