How do I find my institution and/or transit number? (2024)

Finding your Institution or Transit Number

In order to send funds to and from your Canadian bank account, you will need to have three account details at hand; Financial Institution number (3 digits), Branch Transit Number (5 digits) and Account Number (5-12 digits). These details help Wise send funds to and withdraw funds from the right account.

Option 1: Look at your checkbook

If you have your checkbook to hand, have a look at the illustration below for how to find these details.

How do I find my institution and/or transit number? (1)

Option 2: Log into your internet banking

You can usually find these details by logging into your internet bank. From there you should easily be able to see the account number of the account you would like to use, the institution number of the bank and the transit number of the branch.

Option 3: Find the Institution number in the list below

Here is a list of institution numbers for Canadian Banks.

Please note: These numbers are accurate to the best of our knowledge, but if you are unsure it is always best to check with the recipient's bank. These numbers should only be used to confirm details you already have.

Option 4: Routing Number

Sometimes banks display institution and transit numbers as a routing number. A routing number for electronic payments contains a zero (called the "leading zero"), a three-digit financial institution number and a five-digit branch number.

Routing number format:
0YYYXXXXX

where:
YYY - institution number
XXXXX - transit number

For example, if Bank’s routing number is 026011242, the institution number is 260, and the transit number is 11242.

You can check the validity of the Institution and Transit number combination on Canada Banks Information website: http://canada-banks-info.com/routing-numbers

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How do I find my institution and/or transit number? (2024)

FAQs

How do I find my institution and/or transit number? ›

You should be able to find your transit, institution, and account numbers by logging into your online banking account, or you can find them in your check book.

How do I find my CAD institution and or transit number? ›

Check the number at the bottom of your cheque
  1. The transit number is 5 digits.
  2. The institution number is 3 digits.
  3. The account number is 7 digits.

How do I find my bank institution code? ›

Your branch (transit), institution, and account number are located on the bottom of a cheque for the relevant account, as shown below. If you do not have cheques or cannot find the numbers shown, you will need to contact your bank.

What is the transit and institution number? ›

The transit number (five digits) identifies which branch you opened your account at. The three-digit institution number identifies your bank. The account number (11 digits) identifies your individual account.

How do I find my TD transit and institution number online? ›

Your transit routing number is the first set of numbers on the bottom left of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.

Is transit code the same as routing number? ›

Bank transit numbers, also known as routing numbers, provide unique identifiers for banks and other financial institutions and ensure secure funds transfers across a variety of channels, including physical checks, wire transfers, and online banking transactions.

What is a 9 digit transit number for Canada? ›

If you have a Canadian bank account, you can find your transit code on check in the bottom left corner of your check. It should be a 9-digit number that identifies the branch where you opened your account. This number is also sometimes referred to as the branch transit number or routing number.

How do I find my branch code? ›

This code will be printed on the cheque leaf that is issued by your home branch. However, it should be found in the IFSC code. The last 6 digits will denote the branch code. Is branch code required for fund transfers?

Is TD transit number 4 or 5 digits? ›

There's your unique seven-digit account number. Just to the left of that is the institution number (for all TD customers, that number is 004). And then there's the transit number, a four-digit number that indicates the home branch where that account was opened.

What is institution account number? ›

The institution number (three digits) identifies which bank you use (i.e., TD, RBC, Scotiabank, etc) The account number (seven to twelve digits) identifies your individual account. If your account number only has 6 digits but a form requires 7, simply add a 0 to the start. For example, 123456 is 0123456.

What is the transit number only 4 digits? ›

If your bank transit number is only four digits long, add a 0 in front of the number. Example: Branch 1011 is 01011. If your account number only has nine digits but a form requires 11, simply add two zeros in front.

What is a transit number for a bank account? ›

A routing transit number is a nine-digit number used to identify a bank or financial institution when clearing funds for electronic transfers or processing checks in the United States. A routing transit number is also used in online banking and clearinghouses for financial transactions.

What is a transit number on a direct deposit form? ›

A bank transit number is commonly referred to as a routing number, or ABA RTN (American Banking Association routing transit number). It is a nine-digit code that identifies a specific financial institution and is used when transferring money or identifying specific bank accounts.

What information is needed for direct deposit? ›

Each employee needs to provide the following information: bank name, account type, account number and routing number. Some states also require employees to sign a consent form before their employer can switch them to direct deposit.

How do I find my bank account number? ›

How Do You Find Out Your Account Number? You can find your bank account number on your bank statements, printed at the bottom of a paper check, or by logging on to the bank's website. If you can't find it in these ways, try visiting a bank branch in person.

Can I set up direct deposit myself? ›

Here's the process you will follow to get your own direct deposit payments:
  • Fill out the direct deposit form. ...
  • Include your account information. ...
  • Deposit amount. ...
  • Attach a voided check or deposit slip. ...
  • Submit the form.
Nov 22, 2022

How do I find my institution and transit number RBC? ›

4. You can also go into your Online Banking, under “Bank Accounts”. Beside each account, you will find a 5-digit transit number (before hyphen) and a 7-digit account number (after hyphen). The institution number for RBC is 003.

How do I find my transit and institution number Scotia? ›

Without Using a Cheque

There's still an easy way to locate your transit number. One method is to log into your Scotiabank online banking account - your account details, including your branch and institution numbers, will show up after you select your chequing account from the "Accounts" page.

How do I find my 9 digit transit number in CIBC? ›

How do I find my transit and account numbers? Sign on to CIBC Online Banking® and select the account you need from the My Accounts page. If your account has cheques, you can also find these numbers at the bottom of each cheque.

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