This advice applies to England.See advice forSee advice for Northern Ireland, See advice for Scotland, See advice for Wales
You should immediately contact your nearest Citizens Adviceifyou've received court papers, are facing eviction or are expecting bailiffs.
Use a budget planner tool to help you understand:
what you’re earning and spending
where you might be able to cut costs
Before you start
The planner will be most useful if you give accurate figures.You can use rough figures if you just want a general idea of your budget.
Try to find your most recent:
bank statements
payslips
debit and credit card statements or bills
receipts for things you usually pay for in cash
Make sure you include all your expenses, for example money you spend on your partner or family.
Use the budget planner
You can use the free budget planner on the MoneyHelper website.
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