Suffering from empty wallet syndrome after the Christmas season? Telling people that you’ve no money can be a little embarrassing. Here are some alternative phrases that should come in handy if you have to explain your situation or turn down an invitationfor financial reasons.
1. I’m running a little low on funds 2. I’m feeling the pinch at the moment 3. I’m temporarily in the red 4. I’m nearly running on empty 5. My resources are a little depleted 6. My bank balance is a little bit strained 7. My finances are a little strained at the moment 8. I’m a little cleaned out at the moment
A typicalmistake made by Swedish native speakersis to use the word “economy” instead of “finances”. The word “economy” in English is used to describe finances on a national or international scale. “Finances” is the word used to describe an individual’s financial situation. Example: Rather than translating directly from Swedish and saying “I have a good economy”, say “I am in a good position financially” or “I am comfortable financially”. Alternatively, you could say "I am not in a good position financially" or "I am not very comfortable financially".
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It doesn't have to be weird and it doesn't have to be uncomfortable. Be clear, be honest, be direct. Try not to get defensive and have these conversations in casual hangs over a period of time. Remember that no one is going to care about your money as much as you care about your money.
Try saying something like, “I totally understand your price concerns. Just to confirm, if money weren't an issue is [solving primary pain point/getting primary benefit] something you're interested in if you could find the right solution?
You can also say that someone is penniless. This is slightly more formal than poor. At the time, I was a penniless student. The word impoverished can be used to describe a person or area that is extremely poor.
Reassuring someone that they don't have to bottle things up and pretend that everything is fine can be a real comfort, especially if they're going through a tough time financially. Being patient and empathetic may also help them take the necessary steps towards getting debt help.
If you are giving them money and their finances are not getting better or they are not putting effort into helping themselves (i.e. not looking for a job)… its time to give up. If you are giving them money you can't afford to lose… its time to give up.
But if he would like, I can budget [it] for a later date." This accomplishes two things—you get in a hard financial no and an alternative on your own timeline. It says, sure, I'd love to go to that pricey restaurant sometime—but when I can afford it, save up for it, and budget for it.
Introduction: My name is Mrs. Angelic Larkin, I am a cute, charming, funny, determined, inexpensive, joyous, cheerful person who loves writing and wants to share my knowledge and understanding with you.
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