How To Get 12% Returns On Investment (2024)

Are you looking for ways to make your money work harder for you? Investing in assets that offer a consistent 12% return can be a smart strategy to grow your wealth over time. Here are five easy-to-understand investment options that have the potential to generate a steady 12% returns on investment:

Stock Market (Dividend Stocks)

Dividend stocks are shares of companies that regularly pay a portion of their profits to shareholders. By investing in stable companies with a history of steady dividends, you can earn both from stock price appreciation and the dividends they distribute. Although the #StockMarket can have some ups and downs, a well-diversified portfolio of dividend stocks can help you achieve a 12% returns on investment over the long term.

Real Estate Investment Trusts (REITs)

REITs are companies that own or finance income-generating real estate. By investing in #REITs, you can become a partial owner of properties like office buildings, apartments, or shopping centers. REITs typically pay out a significant portion of their earnings as dividends, making them an attractive option for investors seeking steady returns.

P2P Investing Platforms

Peer-to-peer (P2P) investing platforms connect individual borrowers with investors. By lending money to individuals or small businesses through these platforms, you can earn interest on your loans, often at rates higher than traditional savings accounts. #P2P lending can provide a diversified investment portfolio and a chance to achieve a 12% return or even higher.

One place for you to get started with P2P investing is Fello. Fello is your ultimate savings app which makes savings a rewarding experience for you. One avenue for your savings on Fello is through Fello Flo which is a P2P fund providing hefty returns of upto 12% p.a.

High-Yield Bonds

Bonds are #loans made to corporations or governments, and high-yield bonds, also known as junk bonds, offer higher interest rates due to their higher risk. While high-yield bonds carry some additional risk, they can provide a path to achieve a 12% return for #investors willing to accept a higher level of risk.

Rental Property Investment

Owning rental properties can be a lucrative investment, especially in growing real estate markets. By renting out a property, you can earn rental income and benefit from potential property value appreciation. With careful property selection and management, rental properties have the potential to yield a consistent 12% return or more.

Way Forward

Remember, while these assets have the potential to offer a 12% return, all investments carry some level of risk. It’s essential to conduct thorough research, diversify your investments, and align your choices with your risk tolerance and long-term financial goals. Consider consulting with a financial advisor to create a personalized investment plan tailored to your needs and circ*mstances.

Saving is important, and investing your #savings is a great way to grow your money and protect it from inflation.Fellois a simple and easy way to save and invest your money, and it makes the process fun and rewarding. Fello is a great avenue to develop a saving habit. The rewards make saving fun, and the investment opportunities make saving even more rewarding.

Fello is also a great way to protect your money from inflation. By investing your money in Fello, you can grow your money and keep it safe from the effects of inflation. With prudent investment decisions and patience, you can work towards achieving your financial dreams with these rewarding assets.

Explore some interesting articles on Fello for consistent FinGyaan.

How To Get 12% Returns On Investment (2024)

FAQs

How To Get 12% Returns On Investment? ›

The reality is that you can! There are mutual funds out there that have averaged 12% annual returns over the course of their history—you just have to know how to look for them. But before we go there, let's cover some of the basics about the average mutual fund return that you need to know about first.

Is 12% return on investment possible? ›

The reality is that you can! There are mutual funds out there that have averaged 12% annual returns over the course of their history—you just have to know how to look for them. But before we go there, let's cover some of the basics about the average mutual fund return that you need to know about first.

How do you find 12% return on investment? ›

You may calculate the return on investment using the formula: ROI = Net Profit / Cost of the investment * 100 If you are an investor, the ROI shows you the profitability of your investments. If you invest your money in mutual funds, the return on investment shows you the gain from your mutual fund schemes.

Is a 12% return realistic? ›

While quite a few personal finance pundits have suggested that a stock investor can expect a 12% annual return, when you incorporate the impact of volatility and inflation, 7% is a more accurate historical estimate for an aggressive investor (someone primarily invested in stocks), and 5% would be more appropriate for ...

Where can I get 12% interest? ›

Where can I find a 12% interest savings account?
Bank nameAccount nameAPY
Khan Bank365-day, 18-month and 24-month Ordinary Term Savings Account12.3% to 12.8%
Khan Bank12-month, 18-month and 24-month Online Term Deposit Account12.4% to 12.9%
YieldN/AUp to 12%
Crypto.comCrypto.com EarnUp to 14.5%
6 more rows
Jun 1, 2023

How does Dave Ramsey get 12 percent? ›

Orman and Ramsey haven't just plucked the 12% figure out of thin air. It stems from the historical average annual return of the S&P 500 (with dividends reinvested). Ramsey's website cites a New York University dataset which says the S&P 500 average from 1928 to 2023 was 11.66%.

Where can I get 12% returns? ›

Here are five easy-to-understand investment options that have the potential to generate a steady 12% returns on investment:
  • Stock Market (Dividend Stocks) ...
  • Real Estate Investment Trusts (REITs) ...
  • P2P Investing Platforms. ...
  • High-Yield Bonds. ...
  • Rental Property Investment. ...
  • Way Forward.
Jul 20, 2023

Is 12% a good ROI? ›

While the term good is subjective, many professionals consider a good ROI to be 10.5% or greater for investments in stocks. This number is the standard because it's the average return of the S&P 500 , an index that serves as a benchmark of the overall performance of the U.S. stock market.

Which mutual funds give 12 percent return? ›

The large cap mutual funds that have delivered healthy CAGR returns of more than 12 percent per annum in the past five years include Nippon India Large Cap Fund, Canara Robeco Bluechip Equity Fund, ICICI Prudential Bluechip Fund, Baroda BNP Paribas Large Cap Fund, SBI Bluechip Fund and HDFC Top 100 Fund.

How to get a 15 percent return on investment? ›

The rule says to achieve the goal of earning Rs 1 crore, an investor should invest Rs 15,000 monthly through SIP for 15 years, considering a 15% annual return from an equity fund. Consistent adherence to this strategy can lead to significant wealth accumulation.

Is 30% return possible? ›

While achieving such returns might seem feasible on paper, several fundamental factors render it an impractical and potentially perilous pursuit. Even the most complex mathematical algorithms designed by Wall Street wizards have not been able to achieve these consecutive returns.

How long does it take to double your investment at 12%? ›

Does the rule of 72 work?
Annual Interest RateDoubling Time (Compound Interest Formula)Rule of 72 Estimated Doubling Time
12%6.126.00
13%5.675.54
14%5.295.14
15%4.964.80
11 more rows
Mar 29, 2023

What is the best return on investment right now? ›

11 best investments right now
  • High-yield savings accounts.
  • Certificates of deposit (CDs)
  • Bonds.
  • Money market funds.
  • Mutual funds.
  • Index Funds.
  • Exchange-traded funds.
  • Stocks.
May 22, 2024

How much interest will $1,000 earn in 20 years? ›

For example, with an initial balance of $1,000 and an 8% interest rate compounded monthly over 20 years without additional deposits, the calculator shows a final balance of $4,926.80. The total compound interest earned is $3,926.80.

Where can I make 10% interest on my money? ›

Where can I get 10 percent return on investment?
  • Invest in stocks for the short term. ...
  • Real estate. ...
  • Investing in fine art. ...
  • Starting your own business. ...
  • Investing in wine. ...
  • Peer-to-peer lending. ...
  • Invest in REITs. ...
  • Invest in gold, silver, and other precious metals.

Where to put 25k right now? ›

How to Invest $25,000
  • Open a High-Yield Savings Account. If you want to take the risk out of the equation and need to be able to readily access your money, a high-yield savings account is a great option. ...
  • Sign Up for a Taxable Brokerage Account. ...
  • Alternative Investments. ...
  • Invest in Real Estate.
Mar 1, 2024

Can you get 10% return on investment? ›

Believe it or not, there are assets you can add to your investment portfolio that can generate 10% ROI. While there's no guarantee that you'd secure this significant return, many investments have proven to produce these results and are more likely to make the same rate in the future.

Can I get a 15 percent return on investment? ›

Investment for 15 years

Assuming an annual return of 15%, the projected long-term capital gains are estimated to be Rs 74,52,946. After 15 years, you will get a total of Rs 1,01,52,946.

Can ROI exceed 100%? ›

One of the major differences between profit margin and ROI is that profit margin can never exceed 100%, while ROI can. There are pluses and minuses to each way of calculating profit, but one is not inherently better than the other.

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