Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center (2024)

Crypto.com users can withdraw USD from the App by selling crypto to their USD fiat wallet and transferring USD funds from this wallet to their U.S. bank account(s) on the ACH network.

  1. Open the Crypto.com app

  2. Tap on "Accounts"

  3. Select "Fiat Wallet"

  4. Select "Sell Crypto"

  5. Select the cryptocurrency you'd like to convert to Fiat.

  6. Select the 'Cash' option.

  7. On the Sell screen, you can enter the amount you wish to convert. (If you tap on the field where you enter the amount, the app will suggest the maximum amount you can sell.)

  8. You will see a confirmation window showing the actual current value of the coin in fiat money for 15 seconds. Please pay attention to that window as it shows the amount of fiat money you are getting for the coin at that time.

Prerequisite: Have successfully set up a USD Fiat Wallet. If you have not set up a USD currency wallet in the Crypto.com App, please follow the steps here for details.

1. Go to “Fiat Wallet” from Menu Button or the Accounts Menu. Tap “Transfer” > “Withdraw” > “USD”

2. Tap on your USD balance and Withdraw USD

Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center (1)

3. Tap Add Bank Account or select the preferred bank account if it has already been added.

Note that setting up 2FA for USD withdrawals isn't necessary. However, if you've already set 2FA up, the app would request the code when withdrawing.

a. Select your bank and log in with your online banking credentials

Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center (2)

b. Once the bank account has been successfully added, it will be available for withdrawing

4. Review the USD withdrawal details and tap confirm to have it processed

5. The status of the withdrawal request will be updated

Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center (3)

There are no fees to process USD withdrawals from the App at the moment.

All cryptocurrencies available to be traded in the US can be sold to USD, for a complete list of cryptocurrencies, you can refer to this article.

  1. Have successfully set up a USD Fiat Wallet in the Crypto.com App
    - If you have not set up a USD currency wallet in the App, please follow the steps here for details.

  2. Access to the bank’s online banking

Up to 5 at a time. Connected bank accounts are removable.

Please do not connect the same bank account more than once.

This is generally caused by the following reasons:

  1. Due to regulatory reasons, we cannot facilitate withdrawals to a bank account that is linked to a NY address.

  2. The bank account does not support ACH transfer

Please try with another bank account if you experience this issue.

Please refer to Fiat Wallet - USD Bank Transfers via ACH Network for more information.

  • Minimum withdrawal limit (per request): 100 USD

  • Daily maximum withdrawal limit (24-hour rolling): 100,000 USD

  • Daily maximum withdrawal requests: 5 per 24 hours

  • Monthly maximum withdrawal limit (30-day rolling): 500,000USD

  • Monthly maximum withdrawal requests: 30 times per month

Prime users can withdraw max $1M / day.

If you are attempting to link a joint bank account following the steps in this FAQ and run into issues when trying to use the account, you may be required to provide additional verification information. Please reach out to our Customer Support team to assist.

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Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center (2024)
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